FOR EARN: Capital at risk
¹ The current annual yield (6% APY) is the real-time annualized rate of earning right now. It is not fixed and will change with market circumstances. Assets are in decentralized finance platforms
Sky and
Aave where yield is earned in digital currency versions of USD (sDAI) and EUR (EURe). Your principal is at risk, and your assets are not protected by any government or private deposit insurance schemes. You assume all risks associated with your deposits and you may lose your entire principal.
FOR CARD:
Cards are managed by
Gnosis Pay Co Ltd, a UK registered Company (No. 14919639). The Gnosis Pay Debit Card issued by
Monavate Limited pursuant to licence by
VISA Europe Limited. Monavate Limited is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution under the Electronic Money Regulations 2011 for the issuing of electronic money (FRN: 901097).
² When spending in another currency with the Gnosis Pay card, Visa's wholesale foreign exchange rate is used, which is a very competitive exchange rate. The rate is subject to change and will fluctuate. Zeal does not charge any additional foreign exchange. Other fees and charges from Gnosis Pay, such as ATM withdrawal fees, may apply as per their
documentation. To see the current Visa exchange rate, use the
Visa Currency Converter Calculator.
³ The cashback program is managed by Gnosis Pay. Rewards are paid in GNO, a digital currency, on the Gnosis Chain. To be eligible for cashback, you must hold GNO in your Gnosis Pay card Safe. The amount of cashback you earn is determined by the amount of GNO you hold. Cashback rates are subject to change and may vary by program. For full details, please refer to the
Gnosis Pay documentation
FOR BANK TRANSFERS:
⁴ Euro bank transfer are processed by
Monerium ehf. is a company registered in Iceland (No. 550512-1060). Monerium ehf. is authorised as an Electronic Money Institution and as a Virtual Asset Service Provider
by the Financial Supervisory Authority of the Central Bank of Iceland under Act No. 17/2013 on governing the issuance of electronic money and Act No. 18/2018 governing measures for countering money laundering.Other bank transfers are processed by Unblock LT UAB, a company registered in Lithuania with registration number 306159788.We are registered and authorised by the FNTT to provide VASP exchange and custody services. Our registered office is located at Prienų r. sav., Balbieriškis, Klevų g. 25-22.