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Verdienen Sie jede Sekunde und bezahlen Sie weltweit mit einer Visa-Debitkarte.

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Man paying with a Zeal debit card at a restaurant—fast, contactless checkout.
Close-up of a smartwatch displaying Zeal app notifications for earning $10 and €4 in cashback rewards this week.

Verdienen Sie in EUR oder USD, während Sie sich den wichtigeren Dingen im Leben widmen.

Verdienen Sie jede Sekunde
Hand holding a smartphone showing the Zeal finance app dashboard with €40,000 balance, savings yield and card options.

Alle Ihre Vermögenswerte an einem Ort, unter Ihrer vollen Kontrolle. Ohne Banken, ohne Vermittler.

Selbstverwaltung
Smartphone confirming a contactless payment with a mobile wallet at a card reader, Zeal Visa card shown on screen.

Bezahlen Sie im Ausland ohne Wechselgebühren und mit bis zu 4 % Cashback.

Bezahlen in über 150 Ländern
Zeal
Bankkonto

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ohne Sperrfristen oder Limits

Jederzeit abheben oder sofort ausgeben
Zinseszins jede Sekunde in USD oder EUR¹
0 % historische Verluste
Jetzt verdienen

Bezahlen ohne Wechselgebühren in über 150 Ländern

Bezahlen Sie im Ausland zum Visa-Mittelkurs²
Virtuelle und physische Karten
Bis zu 4 % Cashback³
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Karte einrichten
Smartphone confirming a contactless payment with a mobile wallet at a card reader, Zeal Visa card shown on screen.

Regulierte Banküberweisungen und Karten

Regulierte Banküberweisungen abgewickelt durch Monerium ehf, ein zugelassenes E-Geld-Institut und Dienstleister für virtuelle Vermögenswerte, reguliert durch die Zentralbank von Island.⁴

Regulierte Debitkarten herausgegeben von Monavate Limited zusammen mit Gnosis Pay Co Ltd. Lizenziert durch VISA Europe und reguliert durch die Financial Conduct Authority als E-Geld-Institut.⁵

Zeal ist eine selbstverwaltete Software und als solche in keiner Rechtsordnung reguliert.

Bewertungen

Massimo Profilfoto
Massimo
Review platform logo
"the end game for stablecoin payments"
Felix Profilfoto
Felix
X (Twitter) logo
"This is one of the ways I am onboarding my non web3 friends. They're gobsmacked when they see @zealwallet and @gnosispay together in action.."
newyorkerreader Profilfoto
newyorkerreader
Apple App Store logo
"Works great with Gnosis Pay. Actually better than the Gnosis Pay app! Well done. Great interface, snappy and nice looking!"
rebelVegans Profilfoto
rebelVegans
Review platform logo
"Best self-custodial crypto bank by far."
Fred Profilfoto
Fred
Review platform logo
"Really easy to use, supports a wide range of networks and incorporates all the cutting edge features you would expect in the best self-custodial wallet"
easaaa Profilfoto
easaaa
Apple App Store logo
"Fantastic!!!! There is nothing better"
DeFi Warhol Profilfoto
DeFi Warhol
X (Twitter) logo
"My Crypto Cards Tier S: @gnosispay: Fully self-custodial Visa card with near-zero fees, seamless @zealwallet integration, and up to 5% cashback in $GNO. One of the best options for European users."
Yury_02 Profilfoto
Yury_02
Apple App Store logo
"Next gen banking app. Zeal is the futur of finance"
Linuxcity Profilfoto
Linuxcity
Apple App Store logo
"A must have for Gnosis Pay card. I have been using gnosis pay card with their Web UI for a while before someone recommended Zeal in discord."
Allions Profilfoto
Allions
Apple App Store logo
"App and exceptional service. Finally a functional service and really great integration with Gnosis Pay. Compliments!"
Marc Zeller Profilfoto
Marc Zeller
X (Twitter) logo
"I do 99% of my spending with the card...I have 5% cashback and I'm a user since almost day one"
PizzaPeppino Profilfoto
PizzaPeppino
Apple App Store logo
"Best wallet. I never leave a review but this wallet is just so good. If you want mainstream to join and become bankless then this is the wallet to do it."
Malek Profilfoto
Malek
Review platform logo
"great UX and awesome service :)"
Shum379 Profilfoto
Shum379
Apple App Store logo
"One of the most, if not the most, user-friendly DeFi-native wallets on the market."
19Harding98 Profilfoto
19Harding98
Apple App Store logo
"Zeal is killing it with their wallet. The integration with unblock and GnosisPay is a game changer."
Maria Profilfoto
Maria
Apple App Store logo
"So far the communication with the support team is quick and efficient. I also enjoy having the possibility of a cash back while spending."
Mikkel Profilfoto
Mikkel
Review platform logo
Best app ever for crypto!
Ghassan Profilfoto
Ghassan
Review platform logo
"very good wallet, on pair or better then metamask, and you can use the gnosis pay card directly intergrated in here aswell."
Caron Profilfoto
Caron
Review platform logo
"Awesome experience with the gnosis pay integration"
David Profilfoto
David
Review platform logo
"The best crypto wallet I've used. Gnosis Pay integration is very smooth, and lots of other great features"
Marc Zeller Profilfoto
Marc Zeller
X (Twitter) logo
"My idle EUR is comfortably earning 4% on Aave via @zealwallet. When I want to spend it, I have my Gnosis Pay card earning cashback. I use my TradFi account less and less. DeFi is simply superior. Just use Aave."
Stanislav Profilfoto
Stanislav
Review platform logo
"All my on-chain stuff just in my pocket, together with stuff custodial card! That's great"
Bogdan Profilfoto
Bogdan
Review platform logo
"gud app much OP tradfi in shambles"
Raphael.bzh Profilfoto
Raphael.bzh
Apple App Store logo
"Genuinely impressed. Hands down the most polished Crypto app I have ever used. Onboarding is very easy, UX perfect, and it works really well."
Jeremy Profilfoto
Jeremy
Review platform logo
"best app wallet to manage your gnosis pay card, developers keep updating and improving the app over time, I highly recommend it as first step in Defi!"
dcbuilder.eth Profilfoto
dcbuilder.eth
X (Twitter) logo
"I love @gnosispay! Huge congrats @koeppelmann and friends"
Fabian Profilfoto
Fabian
Review platform logo
"Great app, especially in connection with a gnosis pay card! Seamless integration."
Je l'aurai un jour!! Profilfoto
Je l'aurai un jour!!
Apple App Store logo
"Amazing app !! I am still exploring some features but from far the best mobile wallet I have ever used 😊"
Rosco Kalis Profilfoto
Rosco Kalis
X (Twitter) logo
"Replying to @lemiscate @gnosispay and @zealwallet. Finally we have cashback on card payments in Europe. Always felt like such a big hack when Americans told me about it. I'm happy that it was driven by crypto rather than legacy financial institutions."
Li-Lou Profilfoto
Li-Lou
Apple App Store logo
"The app was stunning and great to use! I got so much money back!
Osvaldo Profilfoto
Osvaldo
X (Twitter) logo
"My favorite Crypto Card is definitely @gnosispay. Every week Cashback rewards arrive and you can use your $GNO as you want! For example I used them to top up my Card and through the @zealwallet swap function it's a breeze. I highly recommend this Crypto Card for monetize your usually purchase in Digital and Physical shops. I already recovered my investment of Stake"
luishxyz Profilfoto
luishxyz
Apple App Store logo
"good wallet, best interface for the gnosis ... super happy"
fameal Profilfoto
fameal
Apple App Store logo
"Great experience. Everything works smoothly. I love that I can have my assets earning and it will auto rebalance so I can also spend them."
Turebronx Profilfoto
Turebronx
Apple App Store logo
"Top. Useful and convenient function"
Jonas Profilfoto
Jonas
X (Twitter) logo
"Impressed with the @zealwallet. For the first time, there really is a web3 alternative for a traditional bank account with all the functionality you need to run your personal finances."
Crypto Bloke Profilfoto
Crypto Bloke
Review platform logo
"Feedback of more than 6 month use of Zeal smart account wallet. Very satisfied with the defi integration and features provided with the use of a Gnosis Pay Visa card. auto recharge of card from 2 different yield (Sky USD and Aave Eure) i use the app on a daily basis to manage spending and crypto trading at a beginner level very convenient to use. the Zeal team is dedicated to build what users features requests. this product is great.try it and you will never use MM again afterward"
Marc Zeller Profilfoto
Marc Zeller
X (Twitter) logo
"Damn I love my @gnosispay card powered by @zealwallet."
Paul Profilfoto
Paul
Review platform logo
"Great wallet to use with my Gnosis VISA card. makes managing my spending on mobile soooo easy!"
rebelVegans Profilfoto
rebelVegans
Review platform logo
"Best self-custodial crypto bank by far."
Felix Profilfoto
Felix
X (Twitter) logo
"This is one of the ways I am onboarding my non web3 friends. They're gobsmacked when they see @zealwallet and @gnosispay together in action.."
Stanislav Profilfoto
Stanislav
Review platform logo
"All my on-chain stuff just in my pocket, together with stuff custodial card! That's great"
Maria Profilfoto
Maria
Apple App Store logo
"So far the communication with the support team is quick and efficient. I also enjoy having the possibility of a cash back while spending."
Fabian Profilfoto
Fabian
Review platform logo
"Great app, especially in connection with a gnosis pay card! Seamless integration."
Shum379 Profilfoto
Shum379
Apple App Store logo
"One of the most, if not the most, user-friendly DeFi-native wallets on the market."
Marc Zeller Profilfoto
Marc Zeller
X (Twitter) logo
"I do 99% of my spending with the card...I have 5% cashback and I'm a user since almost day one"
Rosco Kalis Profilfoto
Rosco Kalis
X (Twitter) logo
"Replying to @lemiscate @gnosispay and @zealwallet. Finally we have cashback on card payments in Europe. Always felt like such a big hack when Americans told me about it. I'm happy that it was driven by crypto rather than legacy financial institutions."
Li-Lou Profilfoto
Li-Lou
Apple App Store logo
"The app was stunning and great to use! I got so much money back!
Mikkel Profilfoto
Mikkel
Review platform logo
Best app ever for crypto!
Fred Profilfoto
Fred
Review platform logo
"Really easy to use, supports a wide range of networks and incorporates all the cutting edge features you would expect in the best self-custodial wallet"
Yury_02 Profilfoto
Yury_02
Apple App Store logo
"Next gen banking app. Zeal is the futur of finance"
Massimo Profilfoto
Massimo
Review platform logo
"the end game for stablecoin payments"
easaaa Profilfoto
easaaa
Apple App Store logo
"Fantastic!!!! There is nothing better"
Bogdan Profilfoto
Bogdan
Review platform logo
"gud app much OP tradfi in shambles"
fameal Profilfoto
fameal
Apple App Store logo
"Great experience. Everything works smoothly. I love that I can have my assets earning and it will auto rebalance so I can also spend them."
Allions Profilfoto
Allions
Apple App Store logo
"App and exceptional service. Finally a functional service and really great integration with Gnosis Pay. Compliments!"
Caron Profilfoto
Caron
Review platform logo
"Awesome experience with the gnosis pay integration"
DeFi Warhol Profilfoto
DeFi Warhol
X (Twitter) logo
"My Crypto Cards Tier S: @gnosispay: Fully self-custodial Visa card with near-zero fees, seamless @zealwallet integration, and up to 5% cashback in $GNO. One of the best options for European users."
Linuxcity Profilfoto
Linuxcity
Apple App Store logo
"A must have for Gnosis Pay card. I have been using gnosis pay card with their Web UI for a while before someone recommended Zeal in discord."
Paul Profilfoto
Paul
Review platform logo
"Great wallet to use with my Gnosis VISA card. makes managing my spending on mobile soooo easy!"
Jonas Profilfoto
Jonas
X (Twitter) logo
"Impressed with the @zealwallet. For the first time, there really is a web3 alternative for a traditional bank account with all the functionality you need to run your personal finances."
dcbuilder.eth Profilfoto
dcbuilder.eth
X (Twitter) logo
"I love @gnosispay! Huge congrats @koeppelmann and friends"
newyorkerreader Profilfoto
newyorkerreader
Apple App Store logo
"Works great with Gnosis Pay. Actually better than the Gnosis Pay app! Well done. Great interface, snappy and nice looking!"
Raphael.bzh Profilfoto
Raphael.bzh
Apple App Store logo
"Genuinely impressed. Hands down the most polished Crypto app I have ever used. Onboarding is very easy, UX perfect, and it works really well."
Osvaldo Profilfoto
Osvaldo
X (Twitter) logo
"My favorite Crypto Card is definitely @gnosispay. Every week Cashback rewards arrive and you can use your $GNO as you want! For example I used them to top up my Card and through the @zealwallet swap function it's a breeze. I highly recommend this Crypto Card for monetize your usually purchase in Digital and Physical shops. I already recovered my investment of Stake"
Marc Zeller Profilfoto
Marc Zeller
X (Twitter) logo
"My idle EUR is comfortably earning 4% on Aave via @zealwallet. When I want to spend it, I have my Gnosis Pay card earning cashback. I use my TradFi account less and less. DeFi is simply superior. Just use Aave."
Je l'aurai un jour!! Profilfoto
Je l'aurai un jour!!
Apple App Store logo
"Amazing app !! I am still exploring some features but from far the best mobile wallet I have ever used 😊"
Crypto Bloke Profilfoto
Crypto Bloke
Review platform logo
"Feedback of more than 6 month use of Zeal smart account wallet. Very satisfied with the defi integration and features provided with the use of a Gnosis Pay Visa card. auto recharge of card from 2 different yield (Sky USD and Aave Eure) i use the app on a daily basis to manage spending and crypto trading at a beginner level very convenient to use. the Zeal team is dedicated to build what users features requests. this product is great.try it and you will never use MM again afterward"
David Profilfoto
David
Review platform logo
"The best crypto wallet I've used. Gnosis Pay integration is very smooth, and lots of other great features"
Malek Profilfoto
Malek
Review platform logo
"great UX and awesome service :)"
Marc Zeller Profilfoto
Marc Zeller
X (Twitter) logo
"Damn I love my @gnosispay card powered by @zealwallet."
PizzaPeppino Profilfoto
PizzaPeppino
Apple App Store logo
"Best wallet. I never leave a review but this wallet is just so good. If you want mainstream to join and become bankless then this is the wallet to do it."
luishxyz Profilfoto
luishxyz
Apple App Store logo
"good wallet, best interface for the gnosis ... super happy"
Turebronx Profilfoto
Turebronx
Apple App Store logo
"Top. Useful and convenient function"
Jeremy Profilfoto
Jeremy
Review platform logo
"best app wallet to manage your gnosis pay card, developers keep updating and improving the app over time, I highly recommend it as first step in Defi!"
Ghassan Profilfoto
Ghassan
Review platform logo
"very good wallet, on pair or better then metamask, and you can use the gnosis pay card directly intergrated in here aswell."
19Harding98 Profilfoto
19Harding98
Apple App Store logo
"Zeal is killing it with their wallet. The integration with unblock and GnosisPay is a game changer."

Die Freiheit und Verantwortung von Bargeld

Privater als Ihre Privatbank. Digitales Bargeld wird wie echtes Bargeld selbst verwahrt. Ihre Vermögenswerte bleiben vollständig unter Ihrer Kontrolle. Keine Bank und kein Unternehmen kann Ihr Geld einfrieren oder beschlagnahmen.
Selbst verwahrte Vermögenswerte sind NICHT wie ein Bankkonto geschützt. Genau wie bei Bargeld in Ihrem Geldbeutel liegt die sichere Aufbewahrung in Ihrer Verantwortung. Wenn Sie Guthaben verlieren, können diese wahrscheinlich nicht wiederhergestellt werden.
Hand holding a smartphone showing the Zeal finance app dashboard with €40,000 balance, savings yield and card options.

Kompromisslose Sicherheit für Ihre Ruhe

ard payment notification showing €300 paid and €12 cashback on a dark app UI.
Echtzeitbenachrichtigungen bei Transaktionen
Biometric face authentication icon on a dark background.
Gesichert durch biometrische Passkeys, stärker als Passwörter
Freeze card toggle switch with a snowflake icon on a dark app UI.
Karte sperren, verdächtige Aktivitäten stoppen
FÜR VERDIENSTE: Kapital ist gefährdet
¹ Die aktuelle Jahresrendite (6 % APY) ist der annualisierte Echtzeit-Ertrag. Sie ist nicht festgeschrieben und ändert sich je nach Marktlage. Die Vermögenswerte befinden sich in den dezentralen Finanzplattformen Sky und Aave, wo Erträge in digitalen Währungsversionen von USD (sDAI) und EUR (EURe) erwirtschaftet werden. Ihr Kapital ist gefährdet und Ihre Vermögenswerte sind weder durch staatliche noch durch private Einlagensicherungssysteme geschützt. Sie tragen alle mit Ihren Einlagen verbundenen Risiken und können Ihr gesamtes Kapital verlieren.

FÜR KARTEN:
⁵ Karten werden von Gnosis Pay Co Ltd verwaltet, einem im Vereinigten Königreich registrierten Unternehmen (Nr. 14919639). Die Gnosis Pay Debitkarte wird von Monavate Limited unter Lizenz von VISA Europe Limited herausgegeben. Monavate Limited ist von der Financial Conduct Authority als E-Geld-Institut gemäß den Electronic Money Regulations 2011 für die Ausgabe von elektronischem Geld zugelassen und reguliert (FRN: 901097).
² Bei Ausgaben in einer anderen Währung mit der Gnosis Pay-Karte wird der Visa-Großhandelswechselkurs verwendet, ein sehr wettbewerbsfähiger Kurs. Der Kurs unterliegt Schwankungen. Zeal erhebt keine zusätzlichen Wechselgebühren. Andere Gebühren von Gnosis Pay, wie z. B. Gebühren für Geldautomatenabhebungen, können gemäß deren Dokumentation anfallen. Den aktuellen Visa-Wechselkurs finden Sie im Visa Currency Converter Calculator.
³ Das Cashback-Programm wird von Gnosis Pay verwaltet. Prämien werden in GNO, einer digitalen Währung, auf der Gnosis Chain ausgezahlt. Um Cashback zu erhalten, müssen Sie GNO in Ihrem Gnosis Pay Card Safe halten. Die Höhe des Cashbacks richtet sich nach der Menge an GNO, die Sie halten. Cashback-Sätze können sich ändern und je nach Programm variieren. Alle Details finden Sie in der Gnosis Pay-Dokumentation.

FÜR BANKÜBERWEISUNGEN:
⁴ Euro-Banküberweisungen werden von Monerium ehf (registriert in Island Nr. 550512-1060) abgewickelt. Monerium ehf. ist als E-Geld-Institut und als Dienstleister für virtuelle Vermögenswerte durch die Finanzaufsichtsbehörde der Zentralbank von Island gemäß Gesetz Nr. 17/2013 über die Ausgabe von elektronischem Geld und Gesetz Nr. 18/2018 über Maßnahmen zur Bekämpfung von Geldwäsche zugelassen. Andere Banküberweisungen werden von Unblock LT UAB abgewickelt, einem in Litauen registrierten Unternehmen mit der Registrierungsnummer 306159788. Wir sind beim FNTT registriert und zur Erbringung von VASP-Tausch- und Verwahrungsdiensten zugelassen. Unser eingetragener Sitz befindet sich in Prienų r. sav., Balbieriškis, Klevų g. 25-22.

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