Earn 5%
and spend it instantly
Earn every second and spend globally with a Visa debit card.
4.9
Sign up in seconds
Earn EUR or USD, while doing the more important things in life.
Earn every seccond
All your assets in one place, where you are in full control. No banks, no middlemen.
Self-custodial
Spend abroad with no exchange fees and up to 4% Cashback.
Spend in 150+ countries
Earn EUR or USD, while doing the more important things in life.
Earn every seccond
All your assets in one place, where you are in full control. No banks, no middlemen.
Self-custodial
Spend abroad with no exchange fees and up to 4% Cashback.
Spend in 150+ countries
Earn with
no lockups or limits
Withdraw 24/7, or spend instantly
Compounds every second in USD or EUR
0% historical losses
Learn more >
Start earning
Spend without FX fees in 150+ Countries
Spend abroad at the Visa mid market rate
Virtual and physical cards
Get up to 4% Cashback
Set up your card
Regulated bank transfers and cards
Regulated bank transfers processed by Monerium ehf, an authorised EMI and Virtual Asset Service Provider, regulated by the Central Bank of Iceland.
Regulated Debit cards issued by Monavate Limited together with Gnosis Pay Co Ltd. Licensed by VISA Europe and regulated by the Financial Conduct Authority as an EMI.
The Freedom and Responsibility of Cash
More private than your private bank. Digital cash is self-custodied like real cash. Your assets stay fully under your control. No bank or company can freeze or seize your money.
Self-custodied assets are NOT protected like a bank account. Just as with cash in your wallet, keeping it safe is your responsibility.
Relentless security so you have peace of mind
Real-time alerts for transactions
Secured with Biometric Passkeys, stronger than passwords
Freeze your card, stop suspicious activity
